Roofer

Rising Home Repair Costs and How It Affects Your Insurance

Owning your own home can be a life-long dream for many people, but with ownership comes the responsibility to take care of it. A big problem many homeowners are dealing with right now is that fixing things in their homes is getting more expensive. And when repair costs increase, home insurance costs also increase in most cases. Common House Damages: …

Building demolition

Understanding Ordinance or Law Coverage

Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage, also known as building ordinance …

a candle

Fire Safety During the Holidays

The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a closer look at why this …

Fallen Tree

My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?

Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your insurance asking for monetary assistance …

Mature couple shopping for home insurance online

Home Insurance Comparison Shopping

Are you looking for home insurance? Don’t settle on a policy until you’ve done some home insurance comparison shopping. It can be hard to know whether you’re getting the best deal. If you only look at one option, no matter how good it is, you can’t be sure that it’s the best. That’s why it pays to shop around. Comparison …